Unverified Draft of White House Cryptocurrency Directive Remains Unofficial
The White House is reportedly considering an executive order that could significantly alter retirement investments in the U.S., potentially broadening options for investors by allowing 401(k) accounts to invest in cryptocurrencies such as Bitcoin and Ethereum, along with other alternative assets like private equities and metals.
President Donald Trump is said to be preparing or considering signing this order, marking a potential shift in the $9 trillion U.S. retirement market. The order would instruct regulators to clear obstacles and explore implementation paths for crypto in retirement accounts.
This proposal follows the Department of Labor’s earlier reversal of crypto restrictions in retirement plans, signaling a regulatory shift toward modernizing retirement investment options. However, no official announcement or confirmation has been made as of late July 2025. Market participants remain cautiously anticipatory, pending formal action.
While the idea is gaining notable support from some policymakers and institutions, including Senator Cynthia Lummis and asset managers like Fidelity, details about the timing and scope of the executive order are still uncertain. White House spokespeople have cautioned that nothing should be deemed official until formally announced by President Trump.
If implemented, this policy could diversify U.S. retirement options, benefiting alternative asset firms. However, it's important to note that the current status is that the potential executive order is still proposed and expected to be signed soon but not yet official.
Elsewhere in the crypto world, Tether has frozen $1.6 million USDT linked to a Gaza network, Binance has launched a TRON trading competition with token rewards, Bahrain Central Bank has announced new stablecoin regulations, and 21Shares has filed for cryptocurrency index ETFs with the SEC.
Meanwhile, Robinhood has launched a stock token platform in the EU, and market reactions reflect the high interest in integrating cryptocurrencies with retirement funding. The U.S. is considering crypto in retirement plans, potentially including 401(k)s, but no official announcements verify these changes. Coincu research highlights the speculative nature of ongoing discussions around crypto inclusion in retirement plans.
In the meantime, Capitol Hill is intensifying crypto legislation with major bills, and the White House has announced a 50% tariff on Brazilian imports. The current status is that the potential U.S. executive order to expand 401(k) investment options to include cryptocurrencies and private market funds is being actively considered but has not yet been officially confirmed or signed.
- The White House is reportedly considering an executive order that could allow 401(k) accounts to invest in cryptocurrencies like Bitcoin and Ethereum, potentially diversifying U.S. retirement options.
- This order, if signed by President Donald Trump, could mark a significant shift in the $9 trillion U.S. retirement market, instructing regulators to clear obstacles for crypto in retirement accounts.
- The potential policy could benefit alternative asset firms, but details about the timing and scope of the executive order are still uncertain.
- Meanwhile, cryptocurrency news continues to evolve independently, with Tether freezing funds linked to a Gaza network, Binance launching a TRON trading competition, and the Bahrain Central Bank announcing new stablecoin regulations.
- Amid these developments, it's important to note that the current status is that the potential executive order is still proposed and expected to be signed soon, but no official announcement has been made as of late July 2025.
