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In a significant move for the European fintech industry, French startup Skarlett has successfully raised €8 million in a seed funding round, announced in June 2025. This round was led by 115K, the corporate venture capital arm of La Banque Postale, with reinvestments from previous investors such as Alven and Raise Seed for Good [1][2][3].
Founded in 2023 by Townley Le Guénédal (ex-Operandi), Benjamin Gaignault (ex-Ornikar), and Aurélien Gouttefarde (ex-Homeloop), Skarlett is positioning itself as a financial marketplace exclusively for retirees and individuals over 60 years old in France. This demographic, which makes up nearly one-third of the French population, often faces challenges with insufficient purchasing power during retirement [1][3].
Skarlett aims to enhance the purchasing power of retirees by offering tailored financial services and solutions powered by technology. The company is set to offer a range of products, including tailored health insurance, mortgage and credit options adapted for later-life borrowing, and senior-focused life insurance in partnership with Generali [1][3].
The new funding will be used to expand Skarlett's portfolio of proprietary financial products and enhance the personalisation of its services using AI-driven tools. Skarlett's workforce currently consists of 30 employees [1].
"We are thrilled to have the support of major investors like La Banque Postale’s CVC and existing venture funds. This funding will enable us to accelerate our growth and better serve the financial needs of older adults in France," said Townley Le Guénédal, CEO of Skarlett [1].
Skarlett's focus remains on addressing the financial needs of older adults, a demographic that continues to be largely underserved by conventional financial institutions. With this funding, Skarlett is poised to become a leading fintech innovator in Europe, focusing on improving the economic empowerment of older adults through dedicated digital financial services.
[1] Skarlett. (2025). Press Release: Skarlett Raises €8 Million in Seed Funding to Boost Financial Well-being for Seniors. [2] Le Monde. (2025). Skarlett, une nouvelle plateforme financière pour les retraités en France. [3] Fintech Futures. (2025). French fintech Skarlett raises €8m to boost financial well-being for seniors. [4] Generali. (2025). Generali and Skarlett partner to offer senior-focused life insurance. [5] TechCrunch. (2023). Skarlett, a new French fintech for seniors, raises €4m.
- The European fintech industry has taken a significant step forward with Skarlett, a French startup, securing €8 million in seed funding, primarily driven by investments from the corporate venture capital arm of La Banque Postale and previous investors like Alven and Raise Seed for Good.
- Positioned as a financial marketplace exclusively for retirees and individuals over 60 years old in France, Skarlett seeks to optimize their purchasing power through innovative financial services and solutions, combining technology, fintech, and business strategies.
- With AI-driven tools and a growing workforce of 30 employees, Skarlett plans to expand its portfolio of proprietary financial products, including tailored health insurance, mortgage and credit options, and senior-focused life insurance, in partnership with Generali, to become a leading fintech innovator, focusing on the economic empowerment of the underserved older adult demographic in Europe.
