In the crypto sphere this week, Bitcoin hovered, while Altcoins flourished due to significant regulatory advancements in the US. Here's a quick summary of the cryptocurrency news.
In a significant move, US President Donald Trump signed an executive order on August 7, 2025, allowing Bitcoin and other digital assets to be included in 401(k) retirement plans[1][4][5]. This decision marks a significant shift in the US's approach towards cryptocurrencies, treating them as alternative assets like private equity and real estate.
The Department of Labor (DOL) has rescinded its 2022 guidance that discouraged fiduciaries from adding cryptocurrency options due to risks such as fraud and volatility[2][3][5]. This move returns the DOL to a historically neutral stance, neither endorsing nor disapproving of crypto investments in 401(k)s.
The new policy aims to expand access to alternative assets, including cryptocurrencies, private company equity/debt, real estate, commodities, and more, for defined-contribution plans (401(k), 403(b))[4]. Fiduciaries must continue to act prudently and in the best interest of participants, evaluating risks and returns, but without regulatory barriers disproportionately blocking digital assets[4].
The executive order also directs the SEC to explore ways to facilitate participant access to alternative investments within retirement plans, potentially relaxing accredited investor rules for 401(k) participants[5].
While it was never outright prohibited to hold crypto in 401(k)s, the new executive order and regulatory changes significantly remove prior roadblocks and signal broad governmental support for including digital assets in retirement portfolios[1][2].
Meanwhile, the cryptocurrency market has seen some volatility. Last week, Bitcoin attempted to recover and pushed above $115,000, but sellers initiated another drop below $113,000[6]. As of now, Bitcoin is trading slightly below $114,000[7].
Other notable changes in the market include:
- Ethereum is up by 9% and is currently trading just slightly below $4,000[8].
- Cardano's ADA is up by 9.6%[9].
- XRP is up by about 6%[10].
- Stellar's XLM is up by 11%[11].
- Bitcoin miners are holding strong as prices increase by 7.4% from the last difficulty bottom[12].
This week, there's a chart analysis of Ethereum, Ripple, Cardano, Solana, and Hyperliquid available for more details (click here)[13].
In addition, limited offers are available for our website readers:
- Register and open a $500 FREE position on any coin at Bybit[14].
- Register a new account and receive a $600 exclusive welcome offer at Binance[15].
[1] https://www.whitehouse.gov/briefing-room/presidential-actions/2025/08/07/executive-order-on-retirement-security-and-personal-economic-security/ [2] https://www.cnbc.com/2025/08/07/trump-signs-executive-order-to-allow-cryptocurrencies-in-401ks.html [3] https://www.reuters.com/business/us-business/trump-to-sign-executive-order-allowing-cryptocurrencies-in-401ks-2025-08-07/ [4] https://www.cnet.com/personal-finance/bitcoin-401k-trump-signs-executive-order-that-could-let-you-invest-in-crypto-for-retirement/ [5] https://www.coindesk.com/news/2025/08/07/trump-signs-executive-order-on-cryptocurrencies-in-401ks-and-irs-rules/ [6] https://www.coindesk.com/markets/2025/08/05/bitcoin-drops-below-113k-after-attempting-to-recover-from-112k-low/ [7] https://www.coindesk.com/price/bitcoin/ [8] https://www.coindesk.com/price/ethereum/ [9] https://www.coindesk.com/price/cardano/ [10] https://www.coindesk.com/price/ripple/ [11] https://www.coindesk.com/price/stellar-lumens/ [12] https://www.coindesk.com/news/2025/08/06/bitcoin-miners-hold-strong-as-prices-increase-by-7-4-from-last-difficulty-bottom/ [13] https://www.coindesk.com/analysis/2025/08/06/weekly-chart-analysis-ethereum-ripple-cardano-solana-and-hyperliquid/ [14] https://www.bybit.com/en-US/info/signup [15] https://www.binance.com/en/register?ref=11096293
- In the wake of US President Donald Trump's executive order, Bitcoin price prediction and trading within 401(k) retirement plans has gained significant attention in the finance and investing sector.
- The Department of Labor's neutral stance towards cryptocurrency investments, such as Bitcoin and Ethereum, has encouraged a surge in interest among investors, potentially influencing the market dynamics of altcoins like Cardano, XRP, Stellar's XLM, and Solana.
- As Bitcoin hovers slightly below $114,000, investors are closely examining the price trends of cryptocurrencies, particularly altcoins, along with other traditional assets like real estate and commodities, in light of the recent regulatory changes.
- The expanding access to cryptocurrencies in defined-contribution plans may potentially drive innovation within the technology sector, as more resources are allocated towards improving the security and efficiency of blockchain-based platforms.
- As the US government shows broad support for including digital assets in retirement portfolios, finance experts caution investors about the inherent risks associated with cryptocurrency trading, such as volatility and fraud, emphasizing the need for careful evaluation and due diligence in decision-making.
