Frequently, I find myself at odds with the law enforcement and the banking system.
The world of cashless payments is evolving, and so is the fight against fraud. One of the latest developments in this area is the KUNO block, a system designed to combat crime in cashless transactions using non-police organisational structures.
The KUNO block can be initiated only for debit cards, not credit cards. If you find yourself in a situation where you need to use this service, you'll have to visit a police station in person for security reasons.
The first step of the KUNO block allows you to block a debit card directly via the police for PIN payments. However, for a full block, including electronic direct debits, two steps are necessary. The second step requires a separate police intervention and is not facilitated through the emergency call service 116 116.
With both steps of the block in place, your debit card will be fully secured. This means that payments by signature will no longer be possible.
It's important to note that the KUNO block does not apply to credit cards. If you lose your credit card or suspect fraudulent activity, you should report it immediately to the "Zahlungsdienste-Melde- und Präventionsstelle Recklinghausen" (Payment Services Reporting and Prevention Center Recklinghausen). They can help you block your card, and their customer service can be reached through a hotline or service center.
The police will issue a block confirmation number for further independent processing after a KUNO block. This number is crucial for any subsequent actions related to your blocked card.
For more information on this topic, including detailed instructions on how to use the KUNO block, you can visit Polizei-Advice.de. Stay safe and secure in your cashless transactions!
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