Enhanced interest accumulation terms for the "Profit" card balance within Uralsib Bank
UralSib Bank Introduces Enhanced Benefits for "Profit" Cardholders
UralSib Bank, a prominent Russian financial institution, has announced new benefits for its "Profit" cardholders. The changes, effective immediately, include reduced requirements for free service and increased interest rates on card balances.
Starting this month, the minimum monthly volume of purchases required for free service has been reduced to 10,000 rubles for "Profit" cardholders. This change makes the card more accessible to a wider range of customers.
In addition, the bank is offering an attractive interest rate on card balances. In the first month after the card is opened, cardholders can earn interest at a maximum rate of 16% per annum on an amount of up to 1 million rubles. From the second month onwards, this rate will be credited if there are monthly non-cash expenses on the card of not less than 10,000 rubles.
However, it's important to note that the exact ongoing conditions for earning the 16% interest rate after the first month are not specified in the bank's official materials. Common practices in the banking industry suggest that maintaining a minimum monthly balance, making a certain number of transactions, or keeping the card active under specific usage criteria may be required. For precise information, customers are advised to consult the bank's official materials or contact UralSib Bank directly.
It's also worth mentioning that the "Profit" card is a versatile product offering cashback for purchases, interest on the balance, and online/home delivery options. The card's benefits make it an attractive choice for customers seeking a comprehensive financial solution.
For more information about the "Profit" card, customers can visit UralSib Bank's branches, call 8-800-250-57-57, or visit the website of PJSC "BANK URAILSIB".
It's essential to note that the search results do not provide specific details about sanctions related to UralSib Bank. For accurate and up-to-date information about the bank's operations, customers should refer to official sources.
UralSib Bank holds a General license of the Bank of Russia No. 30 dated 10.09.15. The bank's operations not considered non-cash expenses include withdrawing cash from ATMs and P2P; topping up the card by depositing cash or transferring funds electronically; transferring money to accounts opened in the Bank/other banks; currency exchange operations; paying off debt by transferring funds from the card; transferring money from card to card and through SPB; paying contributions, taxes, communication services, telecommunications services, insurance premiums and contributions, business activity payments; purchasing traveler’s checks, lottery tickets, securities, precious metals; bets and wagers in casinos/gaming establishments, topping up "virtual wallets", quasi-cash operations; paying for services through the Bank’s DBS for individuals and payment terminals, except for utility payments.
If conditions for the higher interest rate are not met, the interest on the daily balance will be credited at a rate of 0.1% per annum. It's crucial for cardholders to understand the terms and conditions associated with their card to make the most of its benefits.
In conclusion, UralSib Bank's "Profit" card offers attractive benefits for customers seeking a comprehensive financial solution. The reduced requirements for free service and increased interest rates make the card more appealing to a wider range of customers. For precise information about the card's terms and conditions, customers are advised to consult the bank's official materials or contact UralSib Bank directly.
- The revised conditions for UralSib Bank's "Profit" card are beneficial to both business and personal finance, as cardholders can now earn interest on their card balances, enjoy reduced requirements for free service, and avail cashback for various purchases.
- The new interest rate on the "Profit" card is a valuable addition to personal-finance strategies, offering a higher rate for the first month and potential maintenance of the high rate with monthly non-cash expenses of at least 10,000 rubles.
