Comdirect's New Customer Incentive: Unlocking a €75 Deposit Reward Upon Account Creation
In the competitive world of online trading, Comdirect has rolled out an enticing offer for young investors aged between 18 and 30 years. The U30 Promotion, designed to attract a new generation of investors, provides attractive conditions for the first three years. Here's a breakdown of what this offer entails.
### Eligibility and Key Details
To qualify for the U30 Promotion, new customers aged between 18 and 30 years can benefit from this offer. The special conditions apply for three years from account opening. An additional €100 Neukundenprämie (new customer bonus) is offered on top of the benefits. The promotion applies to the Depot (securities account), Tagesgeld (daily money savings account), and Girokonto (checking account).
### Benefits and Features
The U30 Promotion offers several advantages, particularly for the Depot (securities account). Zero-euro order fees for savings plans, €1 per trade for stocks, ETFs, and funds, free custody account management, access to a wide range of securities, and trading via app are just some of the benefits. The Tagesgeld account offers an attractive interest rate of 2% p.a. on balances up to €1 million.
### Requirements and General Account Features
To avail of the U30 Promotion, one must be a new customer, aged between 18 and 30 years, and open and maintain the securities account, daily money account, and checking account under the promotion terms. No explicit minimum deposit is mentioned in the promotion details, but normal account opening processes apply.
Outside the promotion, Comdirect does not charge inactivity fees for the first three years. After that, a monthly fee of €1.95 applies unless you do at least 2 trades per quarter, have a securities savings plan, or hold a Girokonto. There are no account, deposit, or withdrawal fees.
### Is the Comdirect Promotion Worth It?
For young investors, the U30 Promotion offers great value. The low trading fees (€1 per trade on stocks/ETFs/funds) combined with free custody account management and a high savings interest rate (2% p.a.) make it attractive compared to typical brokerage fees. The no fees for three years is a significant cost saver relative to many brokers that charge inactivity or management fees earlier.
Compared to general broker promotions, Comdirect’s U30 offer is tailored to younger investors looking for a low-cost, full-service solution with good interest on cash balances. While some brokers may offer lower fees on certain products or promotions, Comdirect balances fees, service, and product access well for this demographic.
In summary, the Comdirect U30 promotion offers great value for young investors by combining discounted fees, no custody fees, high interest on savings, and a cash bonus. It is worth considering if you qualify by age and want a comprehensive banking and investing service. For active traders or those prioritizing very low trading commissions on futures or options, other brokers might be more cost-effective, but for general investing and banking combined, Comdirect’s offer is very competitive.
What are the benefits of the U30 Promotion for personal-finance management, especially in investing? Apart from the attractive interest rate and cash bonus, the promotion offers low trading fees for stocks, ETFs, and funds, and free custody account management, making it ideal for young investors looking for a cost-effective, full-service solution in both banking and investing.
