British International Investment extends a ₹250 crore funding package to Ummeed Housing Finance
The UK's development finance institution and impact investor, British International Investment (BII), has made a significant stride in India's affordable housing sector by investing ₹250 crores in Ummeed Housing Finance Ltd (UHFPL). This investment will empower low-income and underserved borrowers, particularly women, by providing them with long-term, mortgage-backed loans.
Ummeed Housing Finance Ltd, an affordable housing finance company, operates across 9 states with more than 130 hubs and has served over 33,000 customers. With assets under management exceeding ₹2,400 crore, this fresh infusion will help scale up its mission to provide low-cost, long-tenure housing loans and small-ticket business loans, especially to self-employed and informal income households.
The investment is expected to directly benefit up to 3,000 women by supporting their property ownership and financial inclusion, qualifying as a 2x investment under a global initiative for women's economic empowerment. Shilpa Kumar, Managing Director and Head of India at BII, emphasized that the support will reach those who need it the most.
Shilpa Kumar stated that the investment is in line with the Government's vision of facilitating 'Housing for All'. Ashutosh Sharma, Founder & Managing Director of Ummeed Housing Finance Ltd, agreed, stating that the BII facility will lead to an improvement in the quality of life for borrowers and co-borrowers in the low- and middle-income strata of the society.
This investment aligns with BII’s strategy to focus on investments that promote development and inclusive growth. The funding will drive the development agenda and help Ummeed address the financing gap in affordable housing for underserved populations, particularly focusing on sustainable empowerment and financial resilience of women homeowners in India.
Meanwhile, SAP has also invested €194 million in a new campus in Devanahalli, with the second phase due by 2028. While the stock market is expected to have a flat to negative opening on August 6, 2025, due to tariff concerns, the impact of these investments is expected to be far-reaching and positive for the Indian economy.
[1] Ummeed Housing Finance Ltd Press Release, August 5, 2025. [2] British International Investment Press Release, August 5, 2025. [3] The Economic Times, "BII Invests ₹250 Crore in Ummeed Housing Finance Ltd", August 5, 2025. [4] World Bank Group, "2x Women's Initiative", accessed August 6, 2025.
- The investment by British International Investment (BII) in Ummeed Housing Finance Ltd (UHFPL) will support the empowerment of low-income and underserved borrowers, particularly women, by providing long-term, mortgage-backed loans for affordable housing.
- Ummeed Housing Finance Ltd, an affordable housing finance company, will use this fresh infusion of funds to scale up its mission, providing low-cost, long-tenure housing loans and small-ticket business loans to self-employed and informal income households.
- The investment is predicted to directly benefit up to 3,000 women by supporting their property ownership and financial inclusion, qualifying as a 2x investment under a global initiative for women's economic empowerment.
- Shilpa Kumar, Managing Director and Head of India at BII, highlighted that this investment is in line with the Government's vision of facilitating 'Housing for All'.
- Ashutosh Sharma, Founder & Managing Director of Ummeed Housing Finance Ltd, expressed his agreement, stating that this investment will lead to an improvement in the quality of life for borrowers and co-borrowers in the low- and middle-income strata of the society.
- The funding aligns with BII’s strategy to focus on investments that promote development and inclusive growth, with the aim of driving the development agenda and helping Ummeed address the financing gap in affordable housing for underserved populations, particularly focusing on sustainable empowerment and financial resilience of women homeowners in India.
