Bank in Munich: Balancing Valuation and Settlement
At PSD Bank Munich's Augsburg location, two key figures, David Studt and Dominik Michel, are leading the charge in the bank's transformation within the credit area.
David Studt, in his capacity as the branch manager (Filialleiter), oversees the KreditService department, a role he has held since 2016. Under his leadership, the team of 14 employees manages processes from contract signature to repayment, including account opening, loan disbursement, and portfolio management.
Meanwhile, Dominik Michel, a team leader (Teamleiter) in the credit area, has been with the bank since his apprenticeship in 2013. His team, the KreditBewertung team, is responsible for the evaluation of real estate, creating contract documents, and ensuring quality, particularly in larger financings.
Together, Studt and Michel are heavily involved in the "Fastlane" project, an initiative aimed at automating credit processes at PSD Bank Munich. The project seeks to make work more efficient while maintaining quality and customer proximity.
Both leaders acknowledge that their roles at PSD Bank Munich are not solely about numbers, but also about good leadership and team development. Studt, in particular, enjoys coaching and team development, which he sees as a crucial part of his role.
For Dominik Michel, some success at PSD Bank Munich can be attributed to luck, but opportunities to shape things are always available. He and his team see themselves as a "second pair of eyes" in their work, ensuring quality and precision in every aspect of their tasks.
The corporate culture at PSD Bank Munich encourages performance and responsibility. Both Studt and Michel appreciate the variety in their jobs, with no day being the same and each day bringing exciting projects and opportunities to shape them.
In a nutshell, David Studt and Dominik Michel are driving the change at PSD Bank Munich's Augsburg location, bringing efficiency, quality, and a customer-centric approach to the bank's credit processes and services.
David Studt and Dominik Michel, in their respective roles as branch manager and team leader within the credit area at PSD Bank Munich, are actively involved in the bank's business, finance, and banking-and-insurance sectors, focusing on improving efficiency, quality, and customer service. Their teams manage various credit processes, from account opening to portfolio management, and are also responsible for evaluating real estate, creating contract documents, and ensuring quality in larger financings.
