Arab Bank Group Announces 6% Growth in First Half of 2025 Earnings, Totaling $535 Million in Profits
Arab Bank Group Reports Impressive Growth in First Half of 2025
In a significant development, Arab Bank Group has announced a 5% increase in its Group's revenue for the first half of 2025. This growth is part of a broader trend of sustainable growth and resilient strategy demonstrated by the Group.
The Group's net income after tax has seen a 6% increase, reaching $535.3 million. Simultaneously, the Group's assets have grown by 9% to an impressive $75.2 billion. This expansion has been supported by a strong capital base, with total equity standing at $12.5 billion.
Loans and deposits have also grown by 6% and 9%, respectively, reaching $39.8 billion and $55.3 billion, respectively. The loan-to-deposit ratio stands at 72%.
Arab Bank Group's capital base is predominantly composed of common equity, ensuring a strong foundation for its operations. The Group has maintained a focus on high liquidity and preserving asset quality, even amid economic headwinds and regional geopolitical uncertainties.
Credit provisions held against non-performing loans exceed 100%, reflecting the bank's commitment to maintaining financial stability. The Group's balance sheet growth was 9%.
Arab Bank Group's capital adequacy ratio stands at 17.1%, demonstrating a robust financial position. This strength has been recognised by Global Finance magazine, which awarded Arab Bank the "Best Bank in the Middle East 2025".
In addition, Arab Bank Switzerland, a part of the Group, enhanced its global presence by completing the merger of Gonet & Cie SA and ONE Swiss Bank SA. This merger has increased Arab Bank Switzerland's assets under management to CHF 18 billion.
Mr. Sabih Masri, Chairman of the Board of Directors, commented on the bank's performance, stating that the robust results reflect the effectiveness of the bank’s integrated corporate strategy and operational resilience.
Meanwhile, United Arab Bank (not part of Arab Bank Group) also reported strong financials for the first half of 2025, posting a 50% increase in net profit and an 11% growth in total assets. This further illustrates robust banking sector performance in the region.
Ms. Randa Sadik, Chief Executive Officer, emphasised the bank's focus on maintaining high liquidity and preserving asset quality, ensuring sustainable growth for the future.
- The impressive growth of Arab Bank Group's net income after tax, reaching $535.3 million, showcases the success in the banking sector's finance operations.
- Arab Bank Group's focus on high liquidity and preserving asset quality, even amid economic headwinds, also extends to their investing strategies in the business sector.
- Despite not being part of Arab Bank Group, United Arab Bank also demonstrated resilience with a 50% increase in net profit and an 11% growth in total assets in the first half of 2025, further highlighting the strength of the regional finance industry.
